Happy New Year! As we begin 2026, this month’s newsletter is focused on starting the year with confidence and clarity. Inside, you’ll find our latest market update, guidance on how Qualified Charitable Distributions (QCDs) may help retirees save on taxes and take advantage of the new senior tax deduction, and practical money lessons for raising financially responsible children.
Monthly Investment Commentary: December2025
Markets fared better than sentiment suggested this year, and 2026 could be even noisier. Yet strong earnings, tax benefits for consumers, and AI-related productivity gains could help position the economy for continued resilience.
Using QCDs to Unlock the New Senior Tax Deduction
The One Big Beautiful Bill Act (OBBBA) has brought about many new tax planning opportunities and challenges. With the arrival of a new temporary senior deduction, taxpayers age 65 and older should start discussing ways to manage their modified adjusted gross income (MAGI) with their tax preparer now.
6 Money Lessons for Raising Financially Responsible Children
Helping children build financial literacy early sets the stage for lifelong money confidence. This article shares six practical lessons to help parents guide their kids in understanding the value of money and developing smart financial habits.