As we head into September, we’re taking a look at several timely topics that can help you make informed financial decisions in today’s evolving market. This month’s articles explore investment market dynamics, the potential risks of holding too much cash, and how to prioritize your retirement savings for great tax efficiency. As always, our goal is to provide timely, actionable guidance to help you navigate complexity and make confident financial decisions.
Monthly Investment Commentary: August 2026
In economic terms, a “bubble” occurs when prices for something like stocks or technology go up quickly, often beyond their true value, then ultimately crash (or burst) when investors recognize prices aren’t in line with value and attempt to quickly sell.
Why Cash May Be Riskier Than You Think
In this Focus Perspectives video, Blerina Hysi shares how excess cash may expose investors to reinvestment and inflation risks that can affect long-term purchasing power.
How to Prioritize Your Retirement Savings Accounts
From emergency reserves and employer matches to HSAs, tax-deferred plans, and backdoor Roth strategies, this article helps high-income professionals and families build a tax-efficient savings hierarchy aligned with their income, tax situation, and retirement goals.